19 Aug Social Security: Maximizing vs Optimizing Social Security: Maximizing vs Optimizing Wednesday, August 19, 2026 (2:00 PM to 4:00 PM) OC REALTORS® Laguna Hills, Laguna Hills, California Details You're Registered! DescriptionLocationInstructors This Social Security workshop is designed specifically for REALTORS®, brokers, self-employed professionals, and entrepreneurs. You will gain a clear understanding of how Social Security works, when and how to claim your benefits, and the strategies that can help you maximize your retirement income. Through this class, you will learn how to integrate Social Security into your overall retirement plan and make informed decisions about the timing and options available to you. The workshop will cover the following learning points and essentials: What is Social Security and how does it work? The Reduction and credits that are applied to Social Security benefits. At what age should you begin collecting Social Security payments? Planning for your life expectancy. Qualifications that apply to individuals, married and divorced couples, survivors, self-employed, etc. The difference between voluntary suspension and withdrawal applications. How the earnings and Social Security benefits are calculated. Difference between maximizing and optimizing Social Security benefits. How to strategize social security income to fit into your overall retirement income plan. OC REALTORS® Laguna Hills - Full Auditorium OC REALTORS® Laguna Hills (Full Auditorium)25552 La Paz RoadLaguna Hills, CA 92653 Map & Directions Alireza Bavafa Alireza is a financial planner, trainer, and educator. He holds licenses in real estate, insurance, life, and financial security and is a Transamerica Financial Advisors registered representative. California State University San Bernardino awarded him an MBA in business and information technology, and he has over 50 years' experience in entrepreneurship, the private sector, the government, and education.